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The West Fargo City Commission approved renewing the Neighborhood Revitalization Program during the April 5, 2021, meeting. This program is a partnership between the City of West Fargo and Gate City Bank to offer low interest loans and technical assistance to homeowners making major home improvements. The loan options are a 10-year loan at a 2.25% interest rate and a 15-year loan at a 3% interest rate.
Homes located north of I-94 in West Fargo municipal boundaries are eligible to apply. Also, the value of the home must be less than $250,000, occupied by the owner, current on property taxes and special assessment payments and zoned properly. The minimum loan amount is $10,000 and the maximum loan amount is $75,000.
The program is available for improvements that address code and structural corrections, energy improvements and general property improvements. The project can include any of these options: foundation work, major exterior improvements, bedroom or living space addition, interior remodeling, replacement of major mechanical systems or conversion of a rental unit into an owner-occupied home. For more information, visit https://www.westfargond.gov/894/ or call the Planning Department at (701) 515-5370.