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The West Fargo City Commission approved renewing the Neighborhood Revitalization Program during the April 4, 2022, meeting. This program is a partnership between the City of West Fargo and Gate City Bank to offer low interest loans and technical assistance to homeowners making major home improvements. Gate City Bank has once again set aside $2,000,000 for projects in West Fargo.
Owner occupied, single family homes valued at less than $250,000 and located north of I-94 within West Fargo municipal boundaries are eligible to apply. Projects with costs that range from $10,000 to $75,000 are eligible for a 10-year loan at a 2.25% interest rate or a 15-year loan at a 3% interest rate.
The Neighborhood Revitalization Program focuses on reinvesting in West Fargo’s older, aging neighborhoods – a key goal of the West Fargo 2.0 Comprehensive Plan.
The program is available for improvements that address code and structural corrections, energy improvements and general property improvements. Projects must include one of the following: foundation work, major exterior improvements, addition of bedroom or living space, major interior remodeling, replacement of major mechanical systems, conversion of a rental unit into an owner-occupied home, or sewer/water connection replacements.
Since 2019, over $280,000 in loans have been issued to 13 different projects. Application and more information can be found at https://www.westfargond.gov/894/Neighborhood-Revitalization-Program.